Allen Karroll hates Christmas ever since his ex-girlfriend humiliated him in front of thousands of people one Christmas. As a man who writes greeting cards for a living, this proves to be a hinderance. He also hates the man who lives across the street, Zeb Rosecog, who seems to take delight in tormenting him, who also happens to be the former CEO of Karroll's greeting card company. One day, Karroll is visited by the ghost Jacob Marley (related to Bob Marley), as well as the ghost of Christmas present,
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